Move money globally. Without reinventing the stack.
Dotapay is the unified layer between your business and the world's licensed financial rails. One connection. Multiple jurisdictions. Compliance engineered in.
Services delivered through licensed entities regulated across
Built for the way regulated money actually moves
One brand, global reach
Connect once. Access multi-currency accounts, local payout rails, FX, and card acquiring across jurisdictions — without stitching together separate relationships, contracts, and integrations yourself.
Compliance as architecture
KYC, KYB, transaction monitoring, sanctions screening, and jurisdictional rules are designed into every flow. Compliance isn't a checklist — it's the blueprint.
Regulated by design
Every movement of funds is executed by a licensed entity within our network. You get the speed of a modern product with the governance of a regulated institution.
Operators, not vendors
Our team has sat on the regulated side of the industry. We know what regulators ask, what auditors look for, and what breaks at scale — because we've built and run it.
Payments infrastructure, designed and operated
We design, operate, and advise on the payments and settlement infrastructure modern global businesses need.
From discovery to operation
Discover
We map your flows, jurisdictions, volumes, and risk profile. We identify what's regulated, what's not, and where the friction actually lives.
Design
We design the architecture, select the right licensed entity within our network for each flow, and agree a clear division of responsibilities.
Integrate
We build the integration layer, configure compliance tooling, and run through testing, sandbox validation, and go-live procedures.
Operate
Post-launch, we provide ongoing monitoring, tuning, reporting, and advisory — and we're on call when regulators or auditors are.
Compliance is the product
Dotapay was built by people who have lived under regulatory examinations. That shapes every decision — from how services are delivered, to how data is handled, to how we advise clients.
One relationship. Regulated execution, wherever you operate.
Dotapay brings together licensed entities across key financial jurisdictions under a single, unified brand.
Singapore
Monetary Authority of Singapore (MAS)
Capital markets and payments-related activities
Malaysia
Securities Commission Malaysia (SC)
Capital markets activities
United Arab Emirates
Dubai Financial Services Authority (DFSA), DIFC
Financial services within the DIFC
Built for businesses moving money across borders
Global marketplaces and platforms
Multi-currency collections, split payouts, and seller onboarding across jurisdictions.
Cross-border B2B and trade
Large-ticket settlement, FX execution, and compliance documentation across corridors.
Fintech and SaaS builders
Embedded payments, partner-of-record arrangements, and a route to market without standing up a full licensed entity.
Asset managers and family offices
Operational payments, treasury structuring, and compliance-grade reporting across entities and jurisdictions.
Growth-stage companies preparing for regulation
Licensing strategy, AML/CFT frameworks, and regulatory readiness ahead of a direct licence application.
Ready to simplify your payments infrastructure?
Tell us what you're trying to move, where, and for whom. We'll tell you — honestly — whether we can help.